Umbrella Insurance
Best Umbrella Insurance Coverage and Rates
More Than 250 Carriers In Our Network
Local Umbrella Insurance Agents
We Offer Umbrella Insurance In Texas and Beyond
Umbrella Insurance by Belus Insurance
Extra Protection Across The Nation
When life throws the unexpected your way, having an additional layer of protection can make all the difference. At Belus Insurance we offer umbrella insurance to safeguard your assets and provide peace of mind. Serving clients across the nation, we’re here to help you prepare for life’s “what-ifs” with affordable, customizable umbrella policies.
What Is Umbrella Insurance?
Umbrella insurance provides extra liability coverage that extends beyond the limits of your existing auto, homeowners, or other insurance policies. It acts as a financial safety net, covering significant claims and lawsuits that could otherwise jeopardize your financial future.
Quick Home & Auto Quote
Save big with Belus Insurance when you bundle your home and auto insurance. Request a quote or speak with a local Belus Insurance agent today.
Why Choose Belus Insurance for Umbrella Coverage?
- Personalized Protection: We tailor umbrella policies to fit your unique needs, ensuring you have the right coverage for your lifestyle.
- Local Expertise with a Wide Reach: Based in McKinney, TX, we understand the needs of local clients while providing coverage across the nation.
- Comprehensive Service: Our team makes it easy to add umbrella insurance to your existing policies, streamlining your coverage.
- Trusted Providers: We work with top-rated carriers to deliver reliable, affordable umbrella insurance options.

What Does Umbrella Insurance Cover?
Excess Liability Coverage
Provides additional liability coverage above the limits of your auto, homeowners, renters, or other policies.
Protects you against claims such as bodily injury, property damage, and personal liability.
Legal Costs
Covers legal defense costs in lawsuits, even if the claims are baseless.
Coverage for Large Claims
Helps protect your assets, such as savings, investments, and future earnings, in the event of a significant liability claim.
Worldwide Protection
Offers coverage for incidents that occur outside of the United States.
Who Needs Umbrella Insurance?
Umbrella insurance is ideal for:
- Homeowners and Renters: Extra protection for liability claims that exceed your primary policy limits.
- Drivers: Added security against accidents involving high medical or property damage costs.
- Business Owners: Shield your personal assets from business-related liability risks.
- Families and High-Net-Worth Individuals: Protect your financial legacy from unexpected lawsuits or claims.
The Belus Insurance Advantage
- Affordable Peace of Mind: Umbrella insurance is surprisingly affordable, offering high-value protection for a low cost.
- Hassle-Free Process: Adding umbrella insurance to your existing policies is quick and easy with our expert guidance.
- Exceptional Service: From answering questions to managing claims, our team is dedicated to helping you every step of the way.
Secure Your Financial Future Today
At Belus Insurance, we believe that peace of mind is priceless. Protect your assets, your family, and your future with umbrella insurance that goes the extra mile.
Contact us today for a free umbrella insurance quote! Belus Insurance is here to help you prepare for whatever life may bring.