Commercial Umbrella Insurance

What Does Commercial Umbrella Insurance Cover?

Excess Liability Coverage

• Extends the liability limits of your existing policies, such as:
• General Liability Insurance
• Commercial Auto Insurance
• Employer’s Liability Insurance

Legal Costs

• Covers attorney fees, court costs, and settlements if your business faces a major lawsuit that exceeds your primary coverage.

Catastrophic Losses

• Protects your business assets and financial stability in the event of high-cost claims, such as those involving multiple injured parties or extensive property damage.



Worldwide Coverage

• Offers protection for claims that occur outside of the United States, ideal for businesses with international operations.

Who Needs Commercial Umbrella Insurance?

Commercial umbrella insurance is vital for:

• Small and Medium-Sized Businesses: Protecting limited resources from unforeseen large-scale claims.
• Contractors and Construction Companies: Safeguarding against costly liability risks in high-risk industries.
• Retailers and Restaurants: Shielding against claims related to customer injuries or accidents.
• Transportation Companies: Covering risks associated with commercial fleets and road accidents.
• Professional Services: Adding extra protection for businesses with client-facing operations.

The Belus Insurance Advantage

• Affordable Protection: Gain high-limit liability coverage at a fraction of the cost compared to increasing your primary policy limits.
• Customized Solutions: We assess your business operations to recommend the right amount of coverage for your needs.
• Quick and Reliable Claims Support: Our team works efficiently to help resolve claims, minimizing disruption to your business.
• Broad Coverage Area: Whether your business is local to Texas or spans multiple states, we’ve got you covered.

Protect Your Business Against the Unexpected

At Belus Insurance, we’re committed to helping businesses thrive by providing the protection they need to face any challenge. With commercial umbrella insurance, you can rest assured that your business is prepared for even the most significant risks.

Contact us today for a free commercial umbrella insurance quote! Let Belus Insurance help your business stay secure, no matter where it operates in Texas or beyond.