Business Auto Insurance

What Does Business Auto Insurance Cover?

Liability Coverage

Covers bodily injury and property damage if one of your drivers causes an accident while operating a business vehicle.

Collision Coverage

Pays for repairs or replacement of your vehicle if it’s damaged in an accident, regardless of fault.

Comprehensive Coverage

Protects your vehicle against non-collision risks, such as theft, vandalism, fire, or severe weather.

Uninsured/Underinsured Motorist Coverage

Provides protection if your vehicle is involved in an accident with a driver who has insufficient or no insurance.

Medical Payments Coverage

Covers medical expenses for your drivers and passengers after an accident, regardless of fault.

Hired and Non-Owned Auto Coverage

Extends coverage to vehicles your business rents or vehicles owned by employees but used for business purposes.

Who Needs Business Auto Insurance?

Business auto insurance is essential for:

• Companies with delivery vehicles
• Service providers with company vans or trucks
• Contractors using vehicles to transport tools and equipment
• Businesses with sales or consulting teams who travel for work
• Any business that uses vehicles as part of its daily operations

The Belus Insurance Advantage

• Affordable Policies: We work to find you the most cost-effective solutions without compromising on coverage.
• Customized Solutions: Every business is unique, and our team ensures your policy reflects your specific needs.
• Streamlined Claims Process: In the event of an accident or loss, we’re here to provide fast, reliable claims support.
• Broad Service Area: Whether your business is based in Texas or operates across multiple states, we’ve got you covered.

Protect Your Fleet, Protect Your Business

At Belus Insurance, we’re dedicated to helping businesses succeed by offering the protection they need for their vehicles and drivers. From reducing risks to minimizing downtime, our business auto insurance policies are designed to keep your operations running smoothly.

Contact us today for a free business auto insurance quote! Let Belus Insurance help you secure the reliable coverage your business deserves, wherever you operate in Texas and beyond.