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Business Owners Insurance

Best Business Owners Insurance Coverage and Rates

More Than 250 Carriers In Our Network

Local Business Owners Insurance Agents

We Offer Business Owners Insurance In Texas and Beyond

Business Owners Insurance by Belus Insurance

Protecting Your Business Across The Nation

Your business is more than just your livelihood—it’s a reflection of your hard work and dedication. At Belus Insurance we specialize in providing tailored business owners insurance (BOP) to protect small and medium-sized businesses. Serving clients across the nation, we’re here to help you safeguard your company, so you can focus on growing your success.


What Is Business Owners Insurance (BOP)?

Business owners insurance combines essential coverages into one convenient and cost-effective policy. It typically includes property insurance, liability coverage, and business interruption insurance, offering comprehensive protection for your business in a single package.

business owners insurance quote

Find Your Coverage

Belus Insurance specializes in commercial insurance for business owners across Texas and beyond.

Why Choose Belus Insurance for Your Business Owners Policy?

  • Personalized Coverage: Every business is unique, and we customize your BOP to fit your specific needs and industry requirements.


  • Local Knowledge with Nationwide Reach: Based in McKinney, TX, we understand the needs of Texas businesses and provide expert service across the country.


  • Trusted Carriers: We partner with top-rated insurance providers to ensure reliable and affordable coverage.


  • Dedicated Support: From selecting the right policy to managing claims, we’re here to support you every step of the way.
business owners insurance

What Does Business Owners Insurance Cover?

Property Insurance

Protects your physical assets, such as buildings, equipment, inventory, and furniture, against risks like fire, theft, vandalism, and natural disasters.


General Liability Insurance

Covers legal and medical expenses if your business is held responsible for injuries, property damage, or advertising mistakes.


Business Interruption Insurance

Reimburses lost income and covers operating expenses if your business is temporarily unable to operate due to a covered event, such as a fire or storm.


Optional Add-Ons

Enhance your BOP with additional coverages tailored to your business, such as:


  • Cyber Liability Insurance: Protection against data breaches and cyberattacks.


  • Professional Liability Insurance: Coverage for errors and omissions specific to professional services.


  • Equipment Breakdown Coverage: Repairs or replacements for essential equipment that fails unexpectedly.

Who Needs a Business Owners Policy?

BOPs are ideal for small to medium-sized businesses across various industries, including:


  • Retail stores
  • Restaurants and cafes
  • Professional offices (lawyers, accountants, consultants)
  • Contractors and tradespeople
  • Wholesalers and distributors

The Belus Insurance Difference


  • Affordable, All-in-One Protection: Simplify your insurance needs with a single, cost-effective policy.


  • Customized Solutions: We understand the challenges faced by businesses in different industries and tailor your coverage accordingly.


  • Expert Guidance: Our team helps you navigate the complexities of business insurance, ensuring you get the protection you need.


  • Broad Coverage Area: From McKinney to Texas and beyond, we serve businesses wherever they operate.


Protect Your Business Today

At Belus Insurance, we’re committed to helping business owners thrive by protecting what matters most. Whether you’re starting a new venture or reevaluating your current coverage, our team is here to help.


Get a free business owners insurance quote today! Contact Belus Insurance and let us provide the protection your usiness deserves, wherever you are in Texas or beyond.

Get Your Business Insurance Quote Now

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