Commercial Truck Insurance

What Does Commercial Truck Insurance Cover?

Liability Insurance

• Bodily Injury and Property Damage: Covers costs if your truck is involved in an at-fault accident, including medical expenses, repair costs, and legal fees.

Physical Damage Coverage

• Collision Coverage: Pays for repairs to your truck following an accident.
• Comprehensive Coverage: Protects against non-collision events like theft, vandalism, fire, or severe weather damage.

Cargo Insurance

• Covers the value of the goods you’re transporting in case of loss or damage due to theft, fire, or collision.

Non-Trucking Liability

• Provides coverage for trucks when they’re being used for non-business purposes.

Trailer Interchange Coverage

• Covers physical damage to a trailer that your truck is hauling under a trailer interchange agreement.

Uninsured/Underinsured Motorist Coverage

• Protects your business if your truck is involved in an accident with a driver who lacks sufficient insurance.



Medical Payments Coverage

• Covers medical expenses for your drivers and passengers in the event of an accident, regardless of fault.

Who Needs Commercial Truck Insurance?

Commercial truck insurance is essential for businesses that operate:

• Semi-trucks and tractor-trailers
• Box trucks and delivery vehicles
• Dump trucks and construction vehicles
• Flatbed trucks
• Tow trucks
• Food trucks and specialty vehicles

The Belus Insurance Advantage

• Cost-Effective Solutions: We work with top providers to secure competitive rates and flexible coverage options.
• Compliance Expertise: Stay compliant with state and federal regulations, including FMCSA requirements for motor carriers.
• Dedicated Claims Support: Our team ensures a smooth claims process to minimize downtime and disruptions to your operations.
• Comprehensive Coverage Area: Whether your routes are local, statewide, or national, we have you covered.

Benefits of Commercial Truck Insurance

• Asset Protection: Safeguard your trucks, cargo, and other business assets.
• Liability Coverage: Shield your business from costly lawsuits and settlements.
• Operational Continuity: Minimize financial loss and downtime in the event of accidents or damages.

Protect Your Trucks and Your Business Today

At Belus Insurance, we’re committed to providing trucking businesses with the comprehensive protection they need to succeed. From covering your vehicles and cargo to ensuring compliance with industry standards, we’re your trusted partner in commercial truck insurance.

Contact us today for a free commercial truck insurance quote! Let Belus Insurance help you protect your business on the road, wherever your routes take you in Texas and beyond.