Best Renters Insurance

Your apartment or rental home is more than just a place to live—it’s your sanctuary. At Belus Insurance, we specialize in providing renters insurance that safeguards your belongings and protects you from unexpected events. While we’re proud to call McKinney, TX, home, our services extend across the nation, ensuring renters everywhere can access the coverage they need.

Why Renters Insurance Is Essential

Many renters underestimate the value of insurance, thinking their landlord’s policy has them covered. However, your landlord’s insurance only protects the building—not your personal belongings or liability. That’s where Belus Insurance comes in.

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What Does Our Renters Insurance Cover?

Personal Property Protection

• Covers your belongings, such as furniture, electronics, and clothing, against theft, fire, vandalism, and other covered perils.

• Ensures you can repair or replace your items without financial strain.

Liability Coverage

• Protects you if someone is injured in your rental unit or if you accidentally cause damage to someone else’s property.



• Covers legal fees and settlements up to your policy limits.

Loss of Use

• Helps cover temporary housing and additional living expenses if your rental becomes uninhabitable due to a covered event.

Optional Add-Ons

• Customize your policy with extras like coverage for high-value items, water backup protection, or identity theft recovery.